Terms of Service

Effective date January 30, 2026

These Terms of Service govern your access to and use of any website, landing page, opt in page, community, newsletter, content, product, program, consultation, call, or other service offered under the Sonderberg Research brand, including any related domains, subdomains, and communication channels, the Services.

By accessing or using the Services, you agree to these Terms. If you do not agree, do not use the Services.

1. Company and contact

The Services are provided by UCT Holding LLC, doing business as Sonderberg Research, the Company.

Contact email is [email protected]

2. Eligibility

You must be at least 18 years old and have legal capacity to enter into a binding contract to use the Services.

You are responsible for ensuring that your use of the Services is lawful in your jurisdiction.

3. Updates to these Terms

We may modify these Terms at any time. The most current version will be posted on the website. Changes are effective when posted. Your continued use of the Services after changes are posted means you accept the updated Terms.

4. Educational information only

All content and Services are provided for educational and informational purposes only.

Nothing in the Services is financial advice, investment advice, trading advice, legal advice, tax advice, accounting advice, or any other professional advice.

Nothing in the Services is an offer, solicitation, or recommendation to buy or sell any security, cryptocurrency, token, derivative, futures contract, option, or any other financial instrument.

You are solely responsible for your decisions, actions, trades, investments, and results.

5. No advisory relationship and no fiduciary duty

Your use of the Services does not create an investment adviser client relationship, broker customer relationship, commodity trading adviser relationship, fiduciary relationship, or any similar relationship.

We do not provide individualized investment advice, discretionary portfolio management, order execution, custody, or brokerage services unless we expressly agree in a written contract signed by both you and the Company.

Any discussion of positions, allocations, risk levels, time horizons, or frameworks is educational illustration and general commentary. You must make your own decisions or consult licensed professionals.

6. Risk disclosure

Trading and investing involve substantial risk of loss. You may lose some or all of your capital. Past performance is not indicative of future results.

Cryptocurrency markets are volatile and carry additional risks, including exchange and counterparty risk, custody risk, smart contract risk, hacks, liquidations, slippage, illiquidity, regulatory changes, network disruptions, and sudden market gaps.

You accept full responsibility for all risk and outcomes.

7. No guarantees

We make no guarantees of any kind regarding profits, performance, returns, outcomes, income, or results.

Any examples, case studies, model portfolios, backtests, scenarios, projections, or hypothetical results are illustrative only and do not represent a promise of future performance.

Testimonials reflect individual experiences and are not typical results.

8. Accuracy and timeliness

Information may be incomplete, delayed, or incorrect. Markets and conditions can change rapidly. We do not guarantee that any information is accurate, complete, or current.

You agree not to rely on the Services as the sole basis for any decision.

9. Accounts and security

If the Services require an account, you must provide accurate information and keep it updated.

You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.

Notify us immediately if you suspect unauthorized access.

10. Community and acceptable use

If the Services include a community, comments, chat, or any interactive feature, you agree to use them responsibly.

You may not

Break any law or encourage illegal activity

Harass, threaten, abuse, defame, or discriminate

Share private or confidential information of others

Impersonate anyone or misrepresent affiliation

Spam, solicit, or post irrelevant promotions

Scrape, crawl, or use automated means to access the Services without written permission

Attempt unauthorized access, interfere with security, or disrupt the Services

Upload malware or harmful code

Share, resell, sublicense, or distribute access credentials

Copy, redistribute, or repost paid content or recordings

We may remove content, restrict access, suspend accounts, or terminate the Services at our sole discretion.

11. Intellectual property

The Services and all related content are owned by the Company or its licensors and are protected by intellectual property laws.

We grant you a limited, revocable, non transferable, non sublicensable license to access and use the Services for your personal, non commercial use only.

You may not copy, reproduce, distribute, display, publish, transmit, sell, license, create derivative works from, reverse engineer, or exploit any part of the Services without our prior written consent.

All rights not expressly granted are reserved.

12. User content

You may submit content through community features, forms, or communications, User Content.

You represent that you have the rights to submit User Content and that it does not violate any law or third party rights.

You grant the Company a worldwide, non exclusive, royalty free license to use, reproduce, modify, display, and distribute your User Content solely to operate, improve, and promote the Services, including marketing that does not disclose private information.

You are responsible for your User Content.

13. Recording and calls

We may record calls, sessions, trainings, or events for delivery, quality, compliance, and training purposes where permitted by law.

By participating, you consent to recording. If you do not consent, do not participate.

You may not record, redistribute, or share any call or session without our prior written consent.

14. Payments

Some Services require payment. You agree to provide accurate billing information and authorize us and our payment processors to charge your payment method.

If you purchase a subscription, it may renew automatically until you cancel. Cancellation stops future billing. It does not provide a refund for charges already paid.

You are responsible for any taxes, duties, or fees imposed by your jurisdiction.

We may use third party payment processors. Your payment is also subject to their terms.

15. No refunds and all sales final

All sales are final.

We do not offer refunds, returns, exchanges, chargeback credits, or prorated credits for any reason, including

1. Change of mind

2. Lack of results

3. Failure to use the Services

4. Dissatisfaction with content or delivery

5. Missed calls, missed sessions, or scheduling conflicts

6. Partial use of any subscription period

7. Accidental purchase

If you initiate a chargeback or payment dispute, we may immediately suspend or terminate your access to all Services. We may also pursue lawful remedies to recover amounts owed, including fees and costs.

Nothing in this section limits rights that cannot be waived under applicable law. Where the law requires a refund, we will comply.

16. Right of withdrawal and digital content acknowledgment

If you are located in a jurisdiction that provides a statutory right to withdraw from certain purchases, you agree that by purchasing digital content or services and receiving immediate access, you request immediate performance and acknowledge that you may lose any applicable withdrawal right once performance begins, to the extent permitted by law.

17. Affiliate disclosure and third party links

The Services may include links to third party platforms, exchanges, brokers, wallets, software, products, or services.

Some links may be affiliate links. We may receive compensation if you use those links.

We do not control third parties and are not responsible for their content, pricing, security, availability, performance, policies, or practices. Your use of third party services is at your own risk and subject to their terms.

18. Compliance and restricted use

You may not use the Services in connection with any unlawful activity, including violations of securities laws, market manipulation, fraud, money laundering, or sanctions.

You agree not to use the Services if you are subject to trade sanctions or located in a jurisdiction where access would violate applicable law.

19. Disclaimer of warranties

To the maximum extent permitted by law, the Services are provided as is and as available.

We disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, title, and non infringement.

We do not warrant that the Services will be uninterrupted, timely, secure, error free, or free of harmful components.

20. Limitation of liability

To the maximum extent permitted by law, the Company and its owners, officers, directors, employees, contractors, agents, and affiliates will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of profits, revenues, trading losses, investment losses, data, goodwill, or opportunities, arising from or related to the Services, even if advised of the possibility of such damages.

To the maximum extent permitted by law, the Company’s total liability for any claim arising out of or related to the Services will not exceed the lesser of

1. The amount you paid to the Company in the thirty days immediately before the event giving rise to the claim

2. One hundred US dollars

This limitation applies to all claims, whether based on contract, tort, negligence, strict liability, statutory claims, or any other legal theory.

Nothing in these Terms excludes or limits liability for fraud or intentional misconduct. Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law.

21. Indemnification

You agree to indemnify and hold harmless the Company and its affiliates from any claims, damages, liabilities, losses, and expenses, including reasonable attorneys fees, arising from or related to

1. Your use or misuse of the Services

2. Your violation of these Terms

3. Your violation of any law or third party rights

4. Your User Content

5. Your conduct in community areas

22. Termination

We may suspend or terminate your access to the Services at any time, with or without notice, for any reason, including suspected violation of these Terms.

Upon termination, all licenses granted to you end immediately.

23. Dispute resolution and arbitration

Informal resolution first
Please contact us at [email protected] and give us a reasonable opportunity to resolve the issue informally before filing any claim.

Binding individual arbitration
Except for eligible small claims matters, you and the Company agree to resolve any dispute, claim, or controversy arising out of or relating to the Services or these Terms through binding arbitration on an individual basis, not in court.

Class action waiver
You and the Company waive any right to a jury trial and waive any right to participate in a class action, class arbitration, private attorney general action, or any representative proceeding.

Administration and governing arbitration law
The arbitration will be administered by American Arbitration Association under its applicable rules, including the Consumer Arbitration Rules if they apply. If AAA is unavailable, the arbitration may be administered by JAMS under its applicable rules. The Federal Arbitration Act governs the interpretation and enforcement of this arbitration provision.

Location
Unless the parties agree otherwise, the arbitration will be conducted in Miami Dade County, Florida. The arbitrator may allow remote hearings when appropriate.

Severability
If any portion of this arbitration section is found unenforceable, the remainder will remain in effect, and any unenforceable portion will be modified to the minimum extent necessary to make it enforceable.

24. Governing law and venue

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles, except where applicable law requires otherwise.

If a dispute must be brought in court rather than arbitration, you agree it will be brought exclusively in the state or federal courts located in Miami Dade County, Florida, and you consent to personal jurisdiction and venue there.

25. Force majeure

We are not liable for any delay or failure to perform resulting from causes beyond our reasonable control, including outages, platform interruptions, acts of God, natural disasters, war, terrorism, labor disputes, internet failures, payment processor failures, or government actions.

26. Severability

If any provision of these Terms is found unlawful or unenforceable, the remaining provisions remain in effect.

27. Assignment

You may not assign your rights or obligations under these Terms without our prior written consent.

We may assign these Terms in connection with a merger, acquisition, sale of assets, or reorganization.

28. Entire agreement

These Terms constitute the entire agreement between you and the Company regarding the Services and supersede any prior or contemporaneous agreements or communications on the subject.

29. Contact

Questions about these Terms should be sent to [email protected]